Affordable prices are only the start. We result in the whole buying procedure easier.
- Automobile Financing
Your car loan requirements covered
Prices as little as
Enjoy incredibly competitive prices with great terms.
Complimentary Auto Buying Service
Our specialists will discover the vehicle you need at a price that is great. Begin right here.
Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re payments.
New Car Finance
Versatile terms, as much as 125per cent funding
- New car finance rates as little as 3.14per cent APR
- As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment penalties
- Have a potential price decrease through LevelUp
Free user advantage: We’ll find your vehicle and negotiate a price that is great
Used Car Loan
Versatile choices to fit your needs
- Car or truck loan prices as little as 3.39per cent APR
- Affordable payment terms as much as 84 months on vehicles as much as a decade old, maximum 125,000 kilometers
- As much as 125 percent financing with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to obtain a dealer, personal celebration, and sometimes even purchase away a rent
- Enjoy a potential price decrease through LevelUp
Free user advantage: We’ll find your vehicle and negotiate outstanding cost
Car Finance Refinancing
Save very well your vehicle re payments or rate of interest
- Car finance refinancing prices as little as 3.14per cent APR
- Reduce your interest price or loan terms to raised work for you
- Decrease your payment and free up cash for any other expenses
- Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
- Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value
Exactly exactly just How car that is much we manage?
Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
“I’m on my third Patelco car loan and I also would never give consideration to attempting someone else. The consumer solutions is amazing!”
MORE OPPORTUNITIES FOR LOTS MORE EVERYONE
“I became assisted with a car loan and get distribution. It had been the most readily useful experience – we never ever knew it existed.”
THERE THROUGH GOOD AND THE BAD
“we desperately required a car that is new but had small cash to place straight straight down. Patelco never hesitated to simply help me personally.”
Shop the means you would like
Free, concierge car-buying service
Let Patelco Auto Buying solution specialists get the vehicle you need and negotiate a fantastic cost for you.
Analysis & Shop with AutoSMART
make use of our AutoSMART solution to find, store and finance your ca r all in one single spot.
You are invited to your vehicle purchase
Join us for the future car purchase February 15 – 17 and get unique user rates.
Safeguard your r that is new >
Professional agents will see you the proper insurance coverage and security solutions in the price that is best.
Comprehensive Car Insurance services 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Assured Automobile Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
1. APR (Annual Portion Price). Car rates as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a variety of base prices and discounts that rely on facets such as for example credit rating, loan term, Patelco loan and account balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper just before loan consummation and might be up to 11.89per cent APR. For more information on rates, terms and discounts that are available call 800.358.8228, visit patelco.org, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.
2. Insurance coverage items are maybe perhaps not deposits of Patelco Credit Union and they are maybe perhaps maybe not insured because of the NCUA. They’re not fully guaranteed by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as a disorder of an expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance Services that will be bought from a realtor or an insurance coverage business for the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints could be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a max loan term of 60 months. Present price will vary predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise vehicle product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can’t be coupled with some other offer apart from those listed in this ad.